{"@context":"https://schema.org","@type":"Dataset","name":"Proof of Custody — Bitcoin Custody and IRA Provider Scores","description":"Independently-scored dataset of Bitcoin custody, exchange, IRA, ETF, and yield platforms. Six-category weighted scoring methodology applied consistently across all providers.","url":"https://proofofcustody.io/data/bitcoin-custody-dataset.json","creator":{"@type":"Organization","name":"Proof of Custody","url":"https://proofofcustody.io","logo":"https://proofofcustody.io/og-image.png"},"license":"https://creativecommons.org/licenses/by/4.0/","keywords":["Bitcoin custody","Bitcoin IRA","multi-institution custody","qualified custodian","collaborative custody","Bitcoin ETF"],"distribution":[{"@type":"DataDownload","encodingFormat":"application/json","contentUrl":"https://proofofcustody.io/data/bitcoin-custody-dataset.json"},{"@type":"DataDownload","encodingFormat":"text/csv","contentUrl":"https://proofofcustody.io/data/bitcoin-custody-dataset.csv"}],"isAccessibleForFree":true,"inLanguage":"en-US","dateModified":"2026-08-14T15:52:05.442Z","version":"2026.05","citation":"Proof of Custody (https://proofofcustody.io). Bitcoin Custody and IRA Provider Scores Dataset, version 2026.05.","methodology":{"url":"https://proofofcustody.io/methodology","version":"2026.05","dimensions":[{"name":"Custody Security","weight":0.3},{"name":"Fees","weight":0.25},{"name":"Bitcoin Focus","weight":0.15},{"name":"Minimum Investment","weight":0.1},{"name":"Tax Optimization Tools","weight":0.1},{"name":"Track Record / AUC","weight":0.1}],"note":"Weights shown are for Bitcoin IRA scoring. General platform scoring uses a separate 6-category rubric documented at /methodology."},"editorialIndependence":"https://proofofcustody.io/editorial-independence","data":[{"@type":"FinancialProduct","name":"Onramp","slug":"onramp","url":"https://proofofcustody.io/platform/onramp","website":"https://onrampbitcoin.com","category":"custody","custodyLabel":"Multi-Institution Custody","assetClass":null,"overallScore":90,"scores":{"_type":"pocScores","custody":94,"ease":86,"features":88,"fees":82,"support":92,"transparency":90},"audienceType":"Institutions & HNW","minimumInvestment":"$100K","feeDisplay":"$250/mo","singlePointOfFailure":false,"highlight":"Only platform distributing keys across multiple regulated custodians and jurisdictions. Inheritance, dynasty trusts, insurance on segregated incidents.","risk":"Higher minimums. Newer platform with smaller user base than legacy exchanges."},{"@type":"FinancialProduct","name":"Onramp Finance","slug":"onramp-finance","url":"https://proofofcustody.io/platform/onramp-finance","website":"https://onrampbitcoin.com","category":"buy-exchange","custodyLabel":"Qualified Custodian (BitGo)","assetClass":null,"overallScore":89,"scores":{"_type":"pocScores","custody":94,"ease":84,"features":86,"fees":80,"support":90,"transparency":88},"audienceType":"Retail & DCA","minimumInvestment":"$0","feeDisplay":"0.59% one-time","singlePointOfFailure":true,"highlight":"Lowest cost one-time buys at 59bps. Earn 3% on cash, 1.5% card rewards, lending available.","risk":"Single party custody through BitGo. Not multi-institution."},{"@type":"FinancialProduct","name":"Unchained","slug":"unchained","url":"https://proofofcustody.io/platform/unchained","website":"https://unchained.com","category":"custody","custodyLabel":"Collaborative Multisig","assetClass":null,"overallScore":85,"scores":{"_type":"pocScores","custody":88,"ease":82,"features":85,"fees":78,"support":89,"transparency":86},"audienceType":"Self-Sovereign","minimumInvestment":"$0","feeDisplay":"$250/yr + trading","singlePointOfFailure":false,"highlight":"2-of-3 multisig where client holds 2 keys. Strong inheritance and IRA products. Lending available.","risk":"Client holds hardware devices, creating physical exposure. Single company as co-signer."},{"@type":"FinancialProduct","name":"Onramp Lending","slug":"onramp-lending","url":"https://proofofcustody.io/platform/onramp-lending","website":"https://onrampbitcoin.com","category":"yield","custodyLabel":"Multi-Institution Collateral","assetClass":null,"overallScore":84,"scores":{"_type":"pocScores","custody":88,"ease":78,"features":84,"fees":76,"support":84,"transparency":82},"audienceType":"HNW Borrowers","minimumInvestment":"$100K","feeDisplay":"Varies by loan","singlePointOfFailure":false,"highlight":"Borrow against BTC with multi-institution collateral custody. No rehypothecation.","risk":"Higher minimums. Newer lending product. Liquidation risk in volatility."},{"@type":"FinancialProduct","name":"Casa","slug":"casa","url":"https://proofofcustody.io/platform/casa","website":"https://casa.io","category":"custody","custodyLabel":"Collaborative Multisig","assetClass":null,"overallScore":83,"scores":{"_type":"pocScores","custody":86,"ease":78,"features":82,"fees":75,"support":85,"transparency":84},"audienceType":"Self-Custody","minimumInvestment":"$0","feeDisplay":"$30 - $250/yr","singlePointOfFailure":false,"highlight":"Best self-custody UX. Mobile key management. Inheritance protocol.","risk":"You hold all keys. Recovery requires planning. Physical exposure risk."},{"@type":"FinancialProduct","name":"Unchained","slug":"unchained-buy","url":"https://proofofcustody.io/platform/unchained-buy","website":"https://unchained.com","category":"buy-exchange","custodyLabel":"Collaborative Multisig","assetClass":null,"overallScore":83,"scores":{"_type":"pocScores","custody":86,"ease":80,"features":82,"fees":76,"support":87,"transparency":84},"audienceType":"Self-Sovereign","minimumInvestment":"$0","feeDisplay":"1% + trading spread","singlePointOfFailure":false,"highlight":"Buy directly into collaborative custody. IRA, lending, and inheritance built in.","risk":"Requires hardware key management. Higher learning curve for new users."},{"@type":"FinancialProduct","name":"Circle (USDC)","slug":"circle-usdc","url":"https://proofofcustody.io/platform/circle-usdc","website":"https://circle.com","category":"stablecoin-issuer","custodyLabel":"Multi-Institution Reserves (BlackRock + BNY Mellon)","assetClass":"stablecoin","overallScore":82,"scores":{"_type":"pocScores","custody":85,"ease":82,"features":75,"fees":78,"support":78,"transparency":92},"audienceType":"Institutions & Developers","minimumInvestment":"$0 (exchanges) / $100K (Circle Mint)","feeDisplay":"Free mint/burn (institutional)","singlePointOfFailure":false,"highlight":"USDC reserves custodied by BlackRock (Circle Reserve Fund) and BNY Mellon. Monthly attestations by Deloitte. Most transparent stablecoin issuer and GENIUS Act ready.","risk":"Circle operates as a single issuer entity. Reserves are diversified across institutions but redemption depends on Circle's operational continuity."},{"@type":"FinancialProduct","name":"Foundation (Passport)","slug":"foundation","url":"https://proofofcustody.io/platform/foundation","website":"https://foundation.xyz","category":"hardware","custodyLabel":"Hardware Wallet","assetClass":null,"overallScore":81,"scores":{"_type":"pocScores","custody":82,"ease":80,"features":70,"fees":90,"support":75,"transparency":90},"audienceType":"Bitcoin Purists","minimumInvestment":"$0","feeDisplay":"~$200","singlePointOfFailure":false,"highlight":"Open source hardware and software. Beautiful industrial design. Bitcoin-only.","risk":"Smaller company. Physical exposure risk. Self-custody burden."},{"@type":"FinancialProduct","name":"River","slug":"river","url":"https://proofofcustody.io/platform/river","website":"https://river.com","category":"buy-exchange","custodyLabel":"Single Custodian","assetClass":null,"overallScore":81,"scores":{"_type":"pocScores","custody":78,"ease":85,"features":80,"fees":82,"support":88,"transparency":84},"audienceType":"Retail & DCA","minimumInvestment":"$0","feeDisplay":"0% recurring, 1.2% one-time","singlePointOfFailure":true,"highlight":"Zero-fee recurring buys. Lightning withdrawals. Strong research content.","risk":"Single custodian holds all keys. Withdrawal to self-custody recommended."},{"@type":"FinancialProduct","name":"Unchained IRA","slug":"unchained-ira","url":"https://proofofcustody.io/platform/unchained-ira","website":"https://unchained.com/ira","category":"ira","custodyLabel":"Collaborative Multisig IRA","assetClass":null,"overallScore":81,"scores":{"_type":"pocScores","custody":84,"ease":76,"features":88,"fees":74,"support":86,"transparency":82},"audienceType":"Retirement","minimumInvestment":"$0","feeDisplay":"$250/yr + trading","singlePointOfFailure":false,"highlight":"IRA in collaborative multisig. Client holds keys. Tax-advantaged Bitcoin.","risk":"Requires hardware devices. SDIRA complexity. IRS reporting burden."},{"@type":"FinancialProduct","name":"Unchained IRA","slug":"unchained-ira-dedicated","url":"https://proofofcustody.io/platform/unchained-ira-dedicated","website":"https://unchained.com/ira","category":"ira","custodyLabel":"Collaborative Multisig IRA","assetClass":null,"overallScore":81,"scores":{"_type":"pocScores","custody":84,"ease":76,"features":88,"fees":74,"support":86,"transparency":82},"audienceType":"Self-Sovereign Retirement","minimumInvestment":"$0","feeDisplay":"$250/yr + trading","singlePointOfFailure":false,"highlight":"Only IRA where you hold keys. 2-of-3 multisig. Tax-advantaged Bitcoin.","risk":"Requires hardware devices. SDIRA complexity. IRS reporting burden."},{"@type":"FinancialProduct","name":"BlackRock BUIDL","slug":"blackrock-buidl","url":"https://proofofcustody.io/platform/blackrock-buidl","website":"https://securitize.io/buidl","category":"tokenized-treasury","custodyLabel":"Multi-Institution (BNY Mellon + Securitize)","assetClass":"tokenized-asset","overallScore":80,"scores":{"_type":"pocScores","custody":88,"ease":65,"features":78,"fees":72,"support":78,"transparency":85},"audienceType":"Accredited Investors & Institutions","minimumInvestment":"$100K (via Securitize)","feeDisplay":"0.50% management fee","singlePointOfFailure":false,"highlight":"Largest tokenized treasury fund ($2.5B+). BlackRock as asset manager, Securitize as tokenization agent, BNY Mellon as custodian. Daily NAV. Multi-chain deployment across 7 networks.","risk":"Accredited investor requirement. Minimum investment reduced but still institutional-oriented. Smart contract risk on multiple chains. SEC-registered but novel structure."},{"@type":"FinancialProduct","name":"Unchained Lending","slug":"unchained-lending","url":"https://proofofcustody.io/platform/unchained-lending","website":"https://unchained.com","category":"yield","custodyLabel":"Collaborative Multisig Collateral","assetClass":null,"overallScore":80,"scores":{"_type":"pocScores","custody":85,"ease":78,"features":85,"fees":65,"support":90,"transparency":75},"audienceType":"Borrowers","minimumInvestment":"$0","feeDisplay":"11-14% APR","singlePointOfFailure":false,"highlight":"Borrow against BTC in collaborative custody. Client holds keys to collateral.","risk":"Higher rates than TradFi. Liquidation risk. Requires hardware setup."},{"@type":"FinancialProduct","name":"Paxos","slug":"paxos","url":"https://proofofcustody.io/platform/paxos","website":"https://paxos.com","category":"stablecoin-issuer","custodyLabel":"NY Trust Company (State-Regulated)","assetClass":"stablecoin","overallScore":78,"scores":{"_type":"pocScores","custody":82,"ease":72,"features":78,"fees":75,"support":72,"transparency":88},"audienceType":"Institutions & Issuance Partners","minimumInvestment":"Institutional","feeDisplay":"Custom institutional pricing","singlePointOfFailure":true,"highlight":"NY DFS-regulated trust company. Issues PYUSD for PayPal, USDP, and Pax Gold (PAXG). Monthly attestations by WithumSmith+Brown. Strongest regulatory position of any stablecoin issuer.","risk":"Single entity risk. Paxos was ordered by NY DFS to stop minting BUSD in 2023. B2B focus means limited direct consumer access."},{"@type":"FinancialProduct","name":"Relai","slug":"relai","url":"https://proofofcustody.io/platform/relai","website":"https://relai.app","category":"buy-exchange","custodyLabel":"Non-Custodial","assetClass":null,"overallScore":78,"scores":{"_type":"pocScores","custody":82,"ease":88,"features":75,"fees":70,"support":75,"transparency":65},"audienceType":"Europe","minimumInvestment":"$0","feeDisplay":"1% - 1.5%","singlePointOfFailure":false,"highlight":"Bitcoin-only. European. Auto-DCA directly to your own wallet.","risk":"Limited to European users. Fewer financial services than US alternatives."},{"@type":"FinancialProduct","name":"Swan Bitcoin","slug":"swan","url":"https://proofofcustody.io/platform/swan","website":"https://swanbitcoin.com","category":"buy-exchange","custodyLabel":"Single Custodian + Vault","assetClass":null,"overallScore":78,"scores":{"_type":"pocScores","custody":76,"ease":84,"features":78,"fees":80,"support":86,"transparency":72},"audienceType":"Retail & IRA","minimumInvestment":"$0","feeDisplay":"0.99% - 1.49%","singlePointOfFailure":true,"highlight":"IRA offerings. Swan Vault for collaborative custody. Strong educational community.","risk":"Primary custody through partner custodian. Vault option available for larger holders."},{"@type":"FinancialProduct","name":"Franklin Templeton BENJI","slug":"franklin-templeton-benji","url":"https://proofofcustody.io/platform/franklin-templeton-benji","website":"https://franklintempleton.com","category":"tokenized-treasury","custodyLabel":"SEC-Registered Fund (Franklin Templeton)","assetClass":"tokenized-asset","overallScore":77,"scores":{"_type":"pocScores","custody":82,"ease":75,"features":70,"fees":75,"support":75,"transparency":82},"audienceType":"Retail & Institutional","minimumInvestment":"$20 (via Benji app)","feeDisplay":"0.20% expense ratio","singlePointOfFailure":true,"highlight":"First SEC-registered fund to use public blockchain for share tracking. Franklin OnChain US Government Money Fund accessible via the Benji app. $700M+ AUM. Stellar and Ethereum deployment.","risk":"Single asset manager controls fund operations. On-chain component is share tracking, not direct asset custody. Minimum investment for direct access."},{"@type":"FinancialProduct","name":"iShares Bitcoin Trust (IBIT)","slug":"ishares-ibit","url":"https://proofofcustody.io/platform/ishares-ibit","website":"https://blackrock.com","category":"etf","custodyLabel":"ETF — Coinbase Custody","assetClass":null,"overallScore":77,"scores":{"_type":"pocScores","custody":75,"ease":90,"features":55,"fees":80,"support":85,"transparency":75},"audienceType":"TradFi Investors","minimumInvestment":"$0","feeDisplay":"0.25% expense ratio","singlePointOfFailure":true,"highlight":"Largest spot Bitcoin ETF by AUM. BlackRock brand. Deep liquidity.","risk":"Single custodian (Coinbase). No direct BTC withdrawal. Counterparty risk via shares."},{"@type":"FinancialProduct","name":"BNY Mellon","slug":"bny-mellon","url":"https://proofofcustody.io/platform/bny-mellon","website":"https://bnymellon.com","category":"stablecoin-custody","custodyLabel":"World's Largest Custodian Bank","assetClass":"stablecoin","overallScore":76,"scores":{"_type":"pocScores","custody":88,"ease":58,"features":62,"fees":55,"support":78,"transparency":85},"audienceType":"Institutions & Fund Managers","minimumInvestment":"Institutional only","feeDisplay":"Custom institutional pricing","singlePointOfFailure":true,"highlight":"World's largest custodian bank ($52T+ in assets under custody). Holds USDC cash reserves for Circle. Custodies assets for 11 Bitcoin ETFs. Unmatched regulatory credibility and balance sheet.","risk":"Traditional bank infrastructure — slower innovation than crypto-native custodians. Digital asset custody is a small fraction of overall business. Premium institutional pricing."},{"@type":"FinancialProduct","name":"Fidelity Digital Assets","slug":"fidelity-da","url":"https://proofofcustody.io/platform/fidelity-da","website":"https://fidelitydigitalassets.com","category":"custody","custodyLabel":"Qualified Custodian","assetClass":null,"overallScore":76,"scores":{"_type":"pocScores","custody":80,"ease":75,"features":75,"fees":70,"support":85,"transparency":70},"audienceType":"TradFi","minimumInvestment":"Institutional","feeDisplay":"Custom","singlePointOfFailure":true,"highlight":"Backed by Fidelity's brand and balance sheet. Regulated. SOC 2 Type 2.","risk":"Single custodian. Traditional finance approach to a novel asset class."},{"@type":"FinancialProduct","name":"Fidelity Wise Origin (FBTC)","slug":"fidelity-fbtc","url":"https://proofofcustody.io/platform/fidelity-fbtc","website":"https://fidelity.com","category":"etf","custodyLabel":"ETF — Fidelity Self-Custody","assetClass":null,"overallScore":76,"scores":{"_type":"pocScores","custody":78,"ease":85,"features":60,"fees":75,"support":80,"transparency":70},"audienceType":"TradFi Investors","minimumInvestment":"$0","feeDisplay":"0.25% expense ratio","singlePointOfFailure":true,"highlight":"Fidelity self-custodies BTC. Trusted brand. Integrated with brokerage accounts.","risk":"Single custodian (Fidelity). No direct BTC withdrawal."},{"@type":"FinancialProduct","name":"Paxos Gold (PAXG)","slug":"paxos-gold-paxg","url":"https://proofofcustody.io/platform/paxos-gold-paxg","website":"https://paxos.com/paxgold","category":"tokenized-gold","custodyLabel":"Brink's Vaults + NY DFS Regulated","assetClass":"tokenized-asset","overallScore":76,"scores":{"_type":"pocScores","custody":80,"ease":75,"features":68,"fees":72,"support":72,"transparency":85},"audienceType":"Gold Investors & Institutions","minimumInvestment":"$20 (on exchanges)","feeDisplay":"0.02% on-chain transfer fee","singlePointOfFailure":true,"highlight":"Each PAXG token backed by one troy ounce of London Good Delivery gold in Brink's vaults. NY DFS regulated. Monthly attestations. Unique: individual bar serial number lookup per token holder.","risk":"Paxos as single issuer and regulatory entity. Physical gold concentration in London vaults. Minimum 430 PAXG ($1M+) for physical redemption."},{"@type":"FinancialProduct","name":"Securitize","slug":"securitize","url":"https://proofofcustody.io/platform/securitize","website":"https://securitize.io","category":"tokenized-rwa","custodyLabel":"SEC Transfer Agent + FINRA Broker-Dealer","assetClass":"tokenized-asset","overallScore":76,"scores":{"_type":"pocScores","custody":78,"ease":72,"features":82,"fees":68,"support":72,"transparency":80},"audienceType":"Asset Managers & Institutions","minimumInvestment":"Varies by fund","feeDisplay":"Platform + origination fees","singlePointOfFailure":true,"highlight":"Leading tokenization platform. SEC-registered transfer agent and FINRA broker-dealer. Powers BlackRock BUIDL, Hamilton Lane, KKR tokenized funds. Secondary market trading via Securitize Markets.","risk":"Single platform dependency for tokenization and transfer agent services. Revenue concentrated in few large clients. Smart contract risk."},{"@type":"FinancialProduct","name":"Bridge (by Stripe)","slug":"bridge-stripe","url":"https://proofofcustody.io/platform/bridge-stripe","website":"https://bridge.xyz","category":"stablecoin-custody","custodyLabel":"Stablecoin Orchestration (Stripe-Backed)","assetClass":"stablecoin","overallScore":75,"scores":{"_type":"pocScores","custody":72,"ease":88,"features":72,"fees":78,"support":78,"transparency":65},"audienceType":"Developers & Enterprises","minimumInvestment":"$0 (developer integration)","feeDisplay":"API-based pricing","singlePointOfFailure":true,"highlight":"Acquired by Stripe for $1.1B. Stablecoin orchestration layer powering cross-border payments, on/off-ramps, and stablecoin issuance for enterprises. Developer-first API design.","risk":"Newer platform with limited public track record on custody. Stripe acquisition is recent (2024). Infrastructure layer — does not hold reserves directly."},{"@type":"FinancialProduct","name":"Ondo Finance","slug":"ondo-finance","url":"https://proofofcustody.io/platform/ondo-finance","website":"https://ondo.finance","category":"tokenized-treasury","custodyLabel":"BlackRock BUIDL-Backed (OUSG) + Ankura Trust","assetClass":"tokenized-asset","overallScore":75,"scores":{"_type":"pocScores","custody":75,"ease":78,"features":82,"fees":78,"support":68,"transparency":72},"audienceType":"DeFi & Institutional","minimumInvestment":"$5K (USDY) / $100K (OUSG)","feeDisplay":"0.15% management fee (OUSG)","singlePointOfFailure":true,"highlight":"OUSG backed by BlackRock BUIDL. USDY is a yield-bearing stablecoin alternative. Multi-chain deployment (Ethereum, Solana, Mantle, Sui, Aptos). Strong DeFi composability. Combined $1B+ TVL.","risk":"Single platform risk. Newer entity (founded 2022). USDY structural complexity as a tokenized note. Ankura Trust as trustee adds intermediary layer."},{"@type":"FinancialProduct","name":"Bitwise Bitcoin ETF (BITB)","slug":"bitwise-bitb","url":"https://proofofcustody.io/platform/bitwise-bitb","website":"https://bitwiseinvestments.com","category":"etf","custodyLabel":"ETF — Coinbase Custody","assetClass":null,"overallScore":74,"scores":{"_type":"pocScores","custody":72,"ease":85,"features":55,"fees":75,"support":80,"transparency":70},"audienceType":"Crypto-Native","minimumInvestment":"$0","feeDisplay":"0.20% expense ratio","singlePointOfFailure":true,"highlight":"Crypto-native issuer. Transparent on-chain proof of reserves. Competitive fees.","risk":"Single custodian (Coinbase). Smaller issuer brand recognition."},{"@type":"FinancialProduct","name":"Fidelity Crypto","slug":"fidelity-crypto","url":"https://proofofcustody.io/platform/fidelity-crypto","website":"https://fidelity.com/crypto","category":"buy-exchange","custodyLabel":"Single Custodian","assetClass":null,"overallScore":74,"scores":{"_type":"pocScores","custody":70,"ease":85,"features":70,"fees":75,"support":80,"transparency":65},"audienceType":"Traditional","minimumInvestment":"$0","feeDisplay":"1% spread","singlePointOfFailure":true,"highlight":"Trusted brand. Integrated with existing Fidelity accounts.","risk":"Limited to three cryptocurrencies. Single custodian."},{"@type":"FinancialProduct","name":"PayPal (PYUSD)","slug":"paypal-pyusd","url":"https://proofofcustody.io/platform/paypal-pyusd","website":"https://paypal.com/pyusd","category":"stablecoin-issuer","custodyLabel":"Paxos-Issued, PayPal-Distributed","assetClass":"stablecoin","overallScore":74,"scores":{"_type":"pocScores","custody":68,"ease":92,"features":68,"fees":72,"support":78,"transparency":75},"audienceType":"Mass Market & PayPal Users","minimumInvestment":"$0","feeDisplay":"Free PayPal-to-PayPal transfers","singlePointOfFailure":true,"highlight":"PYUSD issued by Paxos under NY DFS regulation. Monthly attestations. Distributed through PayPal and Venmo to 400M+ users. Largest fintech stablecoin by distribution reach.","risk":"PayPal is the distribution layer, not the custodian. Reserve custody depends on Paxos infrastructure. Limited DeFi composability compared to USDC. PayPal can freeze user accounts."},{"@type":"FinancialProduct","name":"Strike","slug":"strike","url":"https://proofofcustody.io/platform/strike","website":"https://strike.me","category":"buy-exchange","custodyLabel":"Single Custodian","assetClass":null,"overallScore":74,"scores":{"_type":"pocScores","custody":65,"ease":85,"features":85,"fees":85,"support":80,"transparency":60},"audienceType":"Beginners","minimumInvestment":"$0","feeDisplay":"~0.3% spread","singlePointOfFailure":true,"highlight":"Near-zero fees on some purchases. Lightning-native. Simple DCA.","risk":"Limited custody features. Designed for buying and sending, not long-term holding."},{"@type":"FinancialProduct","name":"Choice by Kingdom Trust","slug":"choice-ira","url":"https://proofofcustody.io/platform/choice-ira","website":"https://choiceapp.io","category":"ira","custodyLabel":"Qualified Custodian IRA","assetClass":null,"overallScore":73,"scores":{"_type":"pocScores","custody":75,"ease":80,"features":85,"fees":65,"support":70,"transparency":60},"audienceType":"Multi-Asset IRA","minimumInvestment":"$0","feeDisplay":"1% annual + trading","singlePointOfFailure":true,"highlight":"Regulated IRA custodian. Bitcoin + alts. Roth and Traditional.","risk":"Single custodian. Higher fees than traditional IRAs. Newer platform."},{"@type":"FinancialProduct","name":"Choice by Kingdom Trust","slug":"choice-kingdom","url":"https://proofofcustody.io/platform/choice-kingdom","website":"https://choiceapp.io","category":"fintech","custodyLabel":"Qualified Custodian IRA","assetClass":null,"overallScore":73,"scores":{"_type":"pocScores","custody":75,"ease":80,"features":85,"fees":65,"support":70,"transparency":60},"audienceType":"Retirement","minimumInvestment":"$0","feeDisplay":"1% annual + trading","singlePointOfFailure":true,"highlight":"Regulated IRA custodian. Bitcoin + alts. Roth and Traditional.","risk":"Single custodian. Higher fees than traditional IRAs. Newer platform."},{"@type":"FinancialProduct","name":"BitGo","slug":"bitgo-stablecoin","url":"https://proofofcustody.io/platform/bitgo-stablecoin","website":"https://bitgo.com","category":"stablecoin-custody","custodyLabel":"Qualified Custodian (Multi-Sig)","assetClass":"stablecoin","overallScore":72,"scores":{"_type":"pocScores","custody":75,"ease":65,"features":75,"fees":65,"support":72,"transparency":72},"audienceType":"Institutions & Issuers","minimumInvestment":"$100K+","feeDisplay":"Custom institutional pricing","singlePointOfFailure":true,"highlight":"Qualified custodian with multi-sig architecture. $250M insurance policy. Custodies stablecoin reserves and provides settlement infrastructure. Used by stablecoin issuers and exchanges.","risk":"Single institutional custodian despite multi-sig. Galaxy Digital acquisition (2023) changed ownership. Concentration risk at scale."},{"@type":"FinancialProduct","name":"Debifi","slug":"debifi","url":"https://proofofcustody.io/platform/debifi","website":"https://debifi.com","category":"yield","custodyLabel":"Multisig Collateral","assetClass":null,"overallScore":71,"scores":{"_type":"pocScores","custody":80,"ease":70,"features":75,"fees":60,"support":65,"transparency":65},"audienceType":"Self-Sovereign Borrowers","minimumInvestment":"$0","feeDisplay":"Varies by lender","singlePointOfFailure":false,"highlight":"P2P BTC-backed loans. Multisig escrow. No KYC required.","risk":"Smaller platform. P2P counterparty risk. Limited liquidity."},{"@type":"FinancialProduct","name":"Franklin Bitcoin ETF (EZBC)","slug":"franklin-ezbc","url":"https://proofofcustody.io/platform/franklin-ezbc","website":"https://franklintempleton.com","category":"etf","custodyLabel":"ETF — Coinbase Custody","assetClass":null,"overallScore":71,"scores":{"_type":"pocScores","custody":65,"ease":90,"features":50,"fees":80,"support":75,"transparency":75},"audienceType":"Conservative","minimumInvestment":"$0","feeDisplay":"0.19% expense ratio","singlePointOfFailure":true,"highlight":"Franklin Templeton brand. Among lowest expense ratios. Established asset manager.","risk":"Single custodian (Coinbase). Smaller AUM. 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