{"@context":"https://schema.org","@type":"Dataset","name":"Bitcoin IRA providers matrix","description":"Which bitcoin IRA provider actually holds bitcoin, who holds the keys, and what are the fees? An IRA custodian must hold the asset. The column that matters is what sits underneath the wrapper.","url":"https://proofofcustody.io/data/matrix.json?category=ira","creator":{"@type":"Organization","name":"Proof of Custody","url":"https://proofofcustody.io"},"publisher":{"@type":"Organization","name":"Proof of Custody","url":"https://proofofcustody.io"},"license":"https://creativecommons.org/licenses/by/4.0/","isAccessibleForFree":true,"inLanguage":"en","dateModified":"2026-08-18","asOf":"2026-08-18","status":"fresh","cadence":"Records monthly; corrections as verified","upstream":null,"method":null,"citation":"Proof of Custody, \"Bitcoin IRA providers matrix\", https://proofofcustody.io/data/matrix.json?category=ira, as of 2026-08-18","publisherDisclosure":"Proof of Custody is published by Onramp Bitcoin, which is scored by the same methodology as every other platform and does not control rankings or coverage.","readMe":{"staleness":"Check `status` and `asOf`. A `stale` status means the last pull failed and this is the previous snapshot. The change feed at /data/changes.json lists corrections and methodology changes.","coverage":"Coverage is selected, not exhaustive. Absence from a dataset is not evidence about the thing absent.","upstream":"Where `upstream` names another publisher, the numbers are theirs, credited; Proof of Custody adds the envelope, the as-of discipline and the daily check.","columns":"score (editorial), custodyModel, spof (single point of failure), independence (pillars met of 4), insurance and insuranceBasis (provider statement), regulatory, qualifiedCustodian (per provider), fees, minimum, incidents (registry count), asOf (record date)."},"category":"ira","page":"https://proofofcustody.io/compare/matrix/ira","count":10,"rows":[{"slug":"unchained-ira","name":"Unchained IRA","score":81,"custodyModel":"Collaborative Multisig IRA","spof":false,"independence":"1/4","insurance":"Not disclosed","insuranceBasis":"","regulatory":"Not published","qualifiedCustodian":"n/s","fees":"$250/yr + 1.5% trading","minimum":"$0","incidents":0,"asOf":"2026-08-18","isPublisher":false,"url":"https://proofofcustody.io/platform/unchained-ira"},{"slug":"unchained-ira-dedicated","name":"Unchained IRA","score":81,"custodyModel":"Collaborative Multisig IRA","spof":false,"independence":"1/4","insurance":"Not disclosed","insuranceBasis":"","regulatory":"Not published","qualifiedCustodian":"n/s","fees":"$250/yr + trading","minimum":"$0","incidents":0,"asOf":"2026-02-18","isPublisher":false,"url":"https://proofofcustody.io/platform/unchained-ira-dedicated"},{"slug":"choice-ira","name":"Choice by Kingdom Trust","score":73,"custodyModel":"Qualified Custodian IRA","spof":true,"independence":"0/4","insurance":"Not disclosed","insuranceBasis":"","regulatory":"Not published","qualifiedCustodian":"n/s","fees":"1% annual + trading","minimum":"$0","incidents":0,"asOf":"2026-02-18","isPublisher":false,"url":"https://proofofcustody.io/platform/choice-ira"},{"slug":"swan-ira","name":"Swan IRA","score":69,"custodyModel":"Custodial IRA","spof":true,"independence":"0/4","insurance":"Not disclosed","insuranceBasis":"","regulatory":"Not published","qualifiedCustodian":"n/s","fees":"1% trading + 0.02%/mo (min $20)","minimum":"$0","incidents":0,"asOf":"2026-08-18","isPublisher":false,"url":"https://proofofcustody.io/platform/swan-ira"},{"slug":"swan-ira-dedicated","name":"Swan IRA","score":68,"custodyModel":"Custodial IRA","spof":true,"independence":"0/4","insurance":"Not disclosed","insuranceBasis":"","regulatory":"Not published","qualifiedCustodian":"n/s","fees":"0.99% + custody","minimum":"$0","incidents":0,"asOf":"2026-02-18","isPublisher":false,"url":"https://proofofcustody.io/platform/swan-ira-dedicated"},{"slug":"broad-financial","name":"Broad Financial","score":66,"custodyModel":"Checkbook Control IRA","spof":false,"independence":"0/4","insurance":"Not disclosed","insuranceBasis":"","regulatory":"Not published","qualifiedCustodian":"n/s","fees":"$400/yr + setup","minimum":"$0","incidents":0,"asOf":"2026-02-18","isPublisher":false,"url":"https://proofofcustody.io/platform/broad-financial"},{"slug":"itrust-capital","name":"iTrust Capital","score":65,"custodyModel":"Custodial IRA","spof":true,"independence":"0/4","insurance":"Not disclosed","insuranceBasis":"","regulatory":"Not published","qualifiedCustodian":"n/s","fees":"1% per trade, $0 annual","minimum":"$0","incidents":0,"asOf":"2026-08-18","isPublisher":false,"url":"https://proofofcustody.io/platform/itrust-capital"},{"slug":"bitcoin-ira","name":"Bitcoin IRA","score":60,"custodyModel":"Custodial IRA","spof":true,"independence":"0/4","insurance":"Not disclosed","insuranceBasis":"","regulatory":"Not published","qualifiedCustodian":"n/s","fees":"2% per trade + 0.08%/mo","minimum":"$3K","incidents":0,"asOf":"2026-08-18","isPublisher":false,"url":"https://proofofcustody.io/platform/bitcoin-ira"},{"slug":"alto-ira","name":"Alto IRA","score":58,"custodyModel":"Custodial IRA","spof":true,"independence":"0/4","insurance":"Not disclosed","insuranceBasis":"","regulatory":"Not published","qualifiedCustodian":"n/s","fees":"1% per trade + $10/mo","minimum":"$0","incidents":0,"asOf":"2026-02-18","isPublisher":false,"url":"https://proofofcustody.io/platform/alto-ira"},{"slug":"bitira","name":"BitIRA","score":55,"custodyModel":"Cold Storage IRA","spof":true,"independence":"0/4","insurance":"Not disclosed","insuranceBasis":"","regulatory":"Not published","qualifiedCustodian":"n/s","fees":"High (setup + annual)","minimum":"$5K","incidents":0,"asOf":"2026-02-18","isPublisher":false,"url":"https://proofofcustody.io/platform/bitira"}]}