Fidelity Digital Assets vs iTrust Capital
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Fidelity Digital Assets vs iTrust Capital: What the Data Shows
Fidelity Digital Assets (dedicated custody) and iTrust Capital (Bitcoin IRA) serve different corners of the Bitcoin ecosystem, but the question that matters most is the same: who controls the keys? Fidelity Digital Assets scores 76/100 (B) versus 62/100 (C+) for iTrust Capital. The 14-point spread is meaningful — it usually comes down to custody architecture and fee structure.
Where Each Platform Wins
Custody and security — the most heavily weighted category in our methodology at 35% — tilts 35 points toward Fidelity Digital Assets (80 vs. 45). Both platforms carry single-point-of-failure risk, but Fidelity Digital Assets mitigates it more effectively through its Qualified Custodian approach.
The Custody Question
Neither Fidelity Digital Assets nor iTrust Capital has fully eliminated single-point-of-failure risk. Fidelity Digital Assets uses Qualified Custodian and iTrust Capital uses Custodial IRA. Both models leave your bitcoin exposed to custodial concentration risk — if that one entity fails, your bitcoin could be locked, seized, or lost. For long-term holders, this is the most important factor to weigh.
Bottom Line
Fidelity Digital Assets edges out iTrust Capital by 14 points. It's a close call, and the right choice depends on your specific situation — how much bitcoin you're holding, how often you need access, and whether you prioritize backed by fidelity's brand and balance sheet. regulated. soc 2 type 2. over crypto ira with 30+ assets. 24/7 trading. roth and traditional.. Keep in mind these platforms target different audiences — Fidelity Digital Assets is built for tradfi, while iTrust Capital serves crypto ira. One thing to watch with iTrust Capital: single custodian. broad crypto focus, not bitcoin-specialized..
Which is better, Fidelity Digital Assets or iTrust Capital?
Based on our six-category scoring methodology, Fidelity Digital Assets scores higher at 76/100 compared to 62/100. The biggest differentiator is custody security, which accounts for 35% of the overall score. However, the right choice depends on your individual needs — review the category breakdown above.
Is Fidelity Digital Assets safe for storing Bitcoin?
Fidelity Digital Assets scored 80/100 on custody and security in our methodology. It does carry single-point-of-failure risk, meaning your bitcoin depends on one entity's security. Its custody model is classified as Qualified Custodian. Always verify these details and do your own research.
Does iTrust Capital have a single point of failure?
Yes. iTrust Capital uses a Custodial IRA model, which means a single compromised entity could put your bitcoin at risk. This is a structural concern for long-term holders.
What are the fees for Fidelity Digital Assets vs iTrust Capital?
Fidelity Digital Assets charges Custom. iTrust Capital charges 1% per trade. Fidelity Digital Assets scored 70/100 on fees versus 70/100 for iTrust Capital in our methodology.