Every platform independently scored across six categories. Filter by type, sort by what matters to you, and expand any card for the full breakdown.
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91 platforms
1
90
OnrampADistributed
Multi-Institution Custody · $250/mo
Only platform distributing keys across multiple regulated custodians and jurisdictions. Inheritance, dynasty trusts, insurance on segregated incidents.
2
89
Onramp FinanceASPOF
Qualified Custodian (BitGo) · 0.59% one-time
Lowest cost one-time buys at 59bps. Earn 3% on cash, 1.5% card rewards, lending available.
3
85
UnchainedA-Distributed
Collaborative Multisig · $250/yr + trading
2-of-3 multisig where client holds 2 keys. Strong inheritance and IRA products. Lending available.
4
84
Onramp LendingA-Distributed
Multi-Institution Collateral · Varies by loan
Borrow against BTC with multi-institution collateral custody. No rehypothecation.
5
83
CasaA-Distributed
Self-Custody Multisig · $30 - $250/yr
Best self-custody UX. Mobile key management. Inheritance protocol.
6
83
UnchainedA-Distributed
Collaborative Multisig · 1% + trading spread
Buy directly into collaborative custody. IRA, lending, and inheritance built in.
USDC reserves custodied by BlackRock (Circle Reserve Fund) and BNY Mellon. Monthly attestations by Deloitte. Most transparent stablecoin issuer and GENIUS Act ready.
8
82
Foundation (Passport)A-Distributed
Hardware Wallet · ~$200
Open source hardware and software. Beautiful industrial design. Bitcoin-only.
9
81
ColdcardB+Distributed
Hardware Wallet · ~$150 one-time
Air-gapped signing. Open source firmware. Most security-focused hardware wallet.
10
81
RiverB+SPOF
Single Custodian · 0% recurring, 1.2% one-time
Zero-fee recurring buys. Lightning withdrawals. Strong research content.
11
81
Unchained IRAB+Distributed
Collaborative Multisig IRA · $250/yr + trading
IRA in collaborative multisig. Client holds keys. Tax-advantaged Bitcoin.
12
81
Unchained IRAB+Distributed
Collaborative Multisig IRA · $250/yr + trading
Only IRA where you hold keys. 2-of-3 multisig. Tax-advantaged Bitcoin.
Largest tokenized treasury fund ($2.5B+). BlackRock as asset manager, Securitize as tokenization agent, BNY Mellon as custodian. Daily NAV. Multi-chain deployment across 7 networks.
14
80
Unchained LendingB+Distributed
Collaborative Multisig Collateral · 11-14% APR
Borrow against BTC in collaborative custody. Client holds keys to collateral.
15
78
PaxosB+SPOF
NY Trust Company (State-Regulated) · Custom institutional pricing
NY DFS-regulated trust company. Issues PYUSD for PayPal, USDP, and Pax Gold (PAXG). Monthly attestations by WithumSmith+Brown. Strongest regulatory position of any stablecoin issuer.
16
78
RelaiB+Distributed
Non-Custodial · 1% - 1.5%
Bitcoin-only. European. Auto-DCA directly to your own wallet.
17
78
Swan BitcoinB+SPOF
Single Custodian + Vault · 0.99% - 1.49%
IRA offerings. Swan Vault for collaborative custody. Strong educational community.
18
77
Franklin Templeton BENJIB+SPOF
SEC-Registered Fund (Franklin Templeton) · 0.20% expense ratio
First SEC-registered fund to use public blockchain for share tracking. Franklin OnChain US Government Money Fund accessible via the Benji app. $700M+ AUM. Stellar and Ethereum deployment.
19
77
iShares Bitcoin Trust (IBIT)B+SPOF
ETF — Coinbase Custody · 0.25% expense ratio
Largest spot Bitcoin ETF by AUM. BlackRock brand. Deep liquidity.
20
76
BNY MellonBSPOF
World's Largest Custodian Bank · Custom institutional pricing
World's largest custodian bank ($52T+ in assets under custody). Holds USDC cash reserves for Circle. Custodies assets for 11 Bitcoin ETFs. Unmatched regulatory credibility and balance sheet.
21
76
Fidelity Digital AssetsBSPOF
Qualified Custodian · Custom
Backed by Fidelity's brand and balance sheet. Regulated. SOC 2 Type 2.
22
76
Fidelity Wise Origin (FBTC)BSPOF
ETF — Fidelity Self-Custody · 0.25% expense ratio
Fidelity self-custodies BTC. Trusted brand. Integrated with brokerage accounts.
23
76
Paxos Gold (PAXG)BSPOF
Brink's Vaults + NY DFS Regulated · 0.02% on-chain transfer fee
Each PAXG token backed by one troy ounce of London Good Delivery gold in Brink's vaults. NY DFS regulated. Monthly attestations. Unique: individual bar serial number lookup per token holder.
Leading tokenization platform. SEC-registered transfer agent and FINRA broker-dealer. Powers BlackRock BUIDL, Hamilton Lane, KKR tokenized funds. Secondary market trading via Securitize Markets.
Acquired by Stripe for $1.1B. Stablecoin orchestration layer powering cross-border payments, on/off-ramps, and stablecoin issuance for enterprises. Developer-first API design.
PYUSD issued by Paxos under NY DFS regulation. Monthly attestations. Distributed through PayPal and Venmo to 400M+ users. Largest fintech stablecoin by distribution reach.
30
74
StrikeBSPOF
Single Custodian · ~0.3% spread
Near-zero fees on some purchases. Lightning-native. Simple DCA.
31
73
Choice by Kingdom TrustBSPOF
Qualified Custodian IRA · 1% annual + trading
Regulated IRA custodian. Bitcoin + alts. Roth and Traditional.
32
73
Choice by Kingdom TrustBSPOF
Qualified Custodian IRA · 1% annual + trading
Regulated IRA custodian. Bitcoin + alts. Roth and Traditional.
Qualified custodian with multi-sig architecture. $250M insurance policy. Custodies stablecoin reserves and provides settlement infrastructure. Used by stablecoin issuers and exchanges.
34
71
DebifiB-Distributed
Multisig Collateral · Varies by lender
P2P BTC-backed loans. Multisig escrow. No KYC required.
35
71
Franklin Bitcoin ETF (EZBC)B-SPOF
ETF — Coinbase Custody · 0.19% expense ratio
Franklin Templeton brand. Among lowest expense ratios. Established asset manager.
36
71
Strike (Global)B-SPOF
Custodial · ~0.3% spread
Global remittances. Near-zero fee BTC buys. Lightning-native.
37
70
Anchorage DigitalB-SPOF
OCC-Chartered Crypto Bank · Custom institutional pricing
First OCC-chartered crypto bank. Custodies stablecoin reserves for multiple issuers. SOC 1 & 2 compliant. Banking-grade custody infrastructure for digital assets.
38
70
CopperB-SPOF
MPC + ClearLoop · Custom
Off-exchange settlement via ClearLoop. MPC technology.
39
70
Grayscale Bitcoin Mini (BTC)B-SPOF
ETF — Coinbase Custody · 0.15% expense ratio
Lowest expense ratio among spot BTC ETFs. Spin-off from GBTC.
40
70
LedgerB-Distributed
Hardware Wallet · ~$80 - $280
Most popular hardware wallet globally. Broad app ecosystem.
41
70
VanEck Bitcoin ETF (HODL)B-SPOF
ETF — Gemini Custody · 0.20% expense ratio
VanEck brand. Gemini as custodian (not Coinbase). Competitive fees.
Competitive fees. Proof of reserves published. Strong security track record.
47
68
Ripple (RLUSD)B-SPOF
NY DFS-Approved Stablecoin · Competitive institutional pricing
NY DFS-approved stablecoin launched December 2024. Reserves in USD deposits and short-term US Treasuries. Monthly attestations. Available on XRPL and Ethereum.
48
68
Swan IRAB-SPOF
Custodial IRA · 0.99% + custody
Simple Bitcoin IRA setup. Swan brand trust. Auto-DCA into IRA.
49
68
Swan IRAB-SPOF
Custodial IRA · 0.99% + custody
Simple Bitcoin IRA setup. Swan brand trust. Auto-DCA into IRA.
50
68
TrezorB-Distributed
Hardware Wallet · ~$70 - $180
Pioneer hardware wallet. Open source. User-friendly. Broad coin support.
51
67
SygnumB-SPOF
Regulated Bank · Custom
Swiss banking license. Tokenization services. Regulated digital asset bank.
52
66
Bitcoin WellC+Distributed
Non-Custodial · ~1.5% - 2%
Non-custodial Bitcoin buying in Canada. Auto-DCA. Bill pay with BTC.
53
66
Broad FinancialC+Distributed
Checkbook Control IRA · $400/yr + setup
Checkbook control SDIRA. Hold BTC in personal wallet via IRA LLC. Full control.
54
66
Bitcoin SuisseC+SPOF
Regulated Custodian · Custom
Swiss pioneer in crypto financial services. Staking, trading, custody.
55
66
FireblocksC+SPOF
MPC Custody Infrastructure · Custom SaaS pricing
MPC-based custody infrastructure used by 1,800+ institutions. Powers stablecoin custody for multiple issuers and custodians. Broadest DeFi connectivity of any infrastructure provider.
56
64
GeminiC+SPOF
Single Custodian · 0.5% - 1.49%
SOC 2 certified. New York regulated. Insurance on hot wallet.
Each XAUT token represents ownership of one troy ounce of London Good Delivery gold stored in Swiss vaults. Available on Ethereum and Tron. Redeemable for physical gold delivery.