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Head-to-Head Comparison

Foundation (Passport) vs Paxos

Foundation (Passport) leads overall with a score of 82/100. Foundation (Passport) wins in 5 categories, Paxos wins in 1.
Custody & SecurityEase of UseFeesFeaturesTransparencySupportFoundation (Passport)Paxos
Category
Foundation (Passport)
A-
Paxos
B+
Overall Score
82
78
Custody & Security
35% weight
85
82
Ease of Use
20% weight
80
72
Fees
15% weight
90
75
Features
10% weight
70
78
Transparency
10% weight
90
88
Support
10% weight
75
72
Category Breakdown
Custody & Security
35% of overall score
85
Foundation (Passport)
vs
82
Paxos
Ease of Use
20% of overall score
80
Foundation (Passport)
vs
72
Paxos
Fees
15% of overall score
90
Foundation (Passport)
vs
75
Paxos
Features
10% of overall score
70
Foundation (Passport)
vs
78
Paxos
Transparency
10% of overall score
90
Foundation (Passport)
vs
88
Paxos
Support
10% of overall score
75
Foundation (Passport)
vs
72
Paxos
Fee Comparison
Foundation (Passport)
~$200
Min: $0
Paxos
Custom institutional pricing
Min: Institutional
Custody Features
Foundation (Passport)
Multisig
Multi-Institution
No Single Point of Failure
Segregated Accounts
Proof of Reserves
Insurance
Regulated Custodian
No Physical Exposure
Multi-Jurisdiction
Inheritance
Segregated Insurance
IRA
Lending
Buy/Sell
Dynasty Trusts
Paxos
Multisig
Multi-Institution
No Single Point of Failure
Segregated Accounts
Proof of Reserves
Insurance
Regulated Custodian
No Physical Exposure
Multi-Jurisdiction
Inheritance
Segregated Insurance
IRA
Lending
Buy/Sell
Dynasty Trusts
Our Analysis

Foundation (Passport) vs Paxos: What the Data Shows

Foundation (Passport) (dedicated custody) and Paxos (stablecoin-issuer) serve different corners of the Bitcoin ecosystem, but the question that matters most is the same: who controls the keys? The scores are close — Foundation (Passport) at 82/100 (A-) and Paxos at 78/100 (B+). When the gap is this narrow, the details matter: custody model, single points of failure, and the fine print on fees.

Where Each Platform Wins

On custody and security, these two are within 3 points of each other (85 vs. 82). When custody scores are this close, look at the specifics: key management model, insurance coverage, and whether either platform has a single point of failure. On fees, Foundation (Passport) wins by 15 points. Foundation (Passport) charges ~$200 compared to Custom institutional pricing at Paxos. Over a multi-year holding period, fee differences compound — a point worth considering for long-term accumulators.

The Custody Question

Here's the key difference: Foundation (Passport) has no single point of failure (Hardware Wallet), while Paxos does (NY Trust Company (State-Regulated)). This matters because a single-point-of-failure model means one compromised entity — whether through a hack, insolvency, or government action — could result in total loss of funds. History has proven this risk is not theoretical. FTX, Celsius, and BlockFi all represented single points of failure for their users.

Bottom Line

Foundation (Passport) edges out Paxos by 4 points. It's a close call, and the right choice depends on your specific situation — how much bitcoin you're holding, how often you need access, and whether you prioritize open source hardware and software. beautiful industrial design. bitcoin-only. over ny dfs-regulated trust company. issues pyusd for paypal, usdp, and pax gold (paxg). monthly attestations by withumsmith+brown. strongest regulatory position of any stablecoin issuer.. Keep in mind these platforms target different audiences — Foundation (Passport) is built for bitcoin purists, while Paxos serves institutions & issuance partners. One thing to watch with Paxos: single entity risk. paxos was ordered by ny dfs to stop minting busd in 2023. b2b focus means limited direct consumer access..

Frequently Asked Questions

Which is better, Foundation (Passport) or Paxos?

Based on our six-category scoring methodology, Foundation (Passport) scores higher at 82/100 compared to 78/100. The biggest differentiator is custody security, which accounts for 35% of the overall score. However, the right choice depends on your individual needs — review the category breakdown above.

Is Foundation (Passport) safe for storing Bitcoin?

Foundation (Passport) scored 85/100 on custody and security in our methodology. It has no single point of failure, distributing custody across multiple entities. Its custody model is classified as Hardware Wallet. Always verify these details and do your own research.

Does Paxos have a single point of failure?

Yes. Paxos uses a NY Trust Company (State-Regulated) model, which means a single compromised entity could put your bitcoin at risk. This is a structural concern for long-term holders.

What are the fees for Foundation (Passport) vs Paxos?

Foundation (Passport) charges ~$200. Paxos charges Custom institutional pricing. Foundation (Passport) scored 90/100 on fees versus 75/100 for Paxos in our methodology.