Relai vs Fidelity Digital Assets
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Relai vs Fidelity Digital Assets: What the Data Shows
Relai (exchange and brokerage) and Fidelity Digital Assets (dedicated custody) serve different corners of the Bitcoin ecosystem, but the question that matters most is the same: who controls the keys? The scores are close — Relai at 78/100 (B+) and Fidelity Digital Assets at 76/100 (B). When the gap is this narrow, the details matter: custody model, single points of failure, and the fine print on fees.
Where Each Platform Wins
On custody and security, these two are within 2 points of each other (82 vs. 80). When custody scores are this close, look at the specifics: key management model, insurance coverage, and whether either platform has a single point of failure. Relai's strongest advantage is in ease of use (88 vs. 75), where Relai's user experience and onboarding flow makes a measurable difference. Fidelity Digital Assets stands out on support (85 vs. 75), reflecting Fidelity Digital Assets's customer support infrastructure and response times.
The Custody Question
Here's the key difference: Relai has no single point of failure (Non-Custodial), while Fidelity Digital Assets does (Qualified Custodian). This matters because a single-point-of-failure model means one compromised entity — whether through a hack, insolvency, or government action — could result in total loss of funds. History has proven this risk is not theoretical. FTX, Celsius, and BlockFi all represented single points of failure for their users.
Bottom Line
Relai edges out Fidelity Digital Assets by 2 points. It's a close call, and the right choice depends on your specific situation — how much bitcoin you're holding, how often you need access, and whether you prioritize bitcoin-only. european. auto-dca directly to your own wallet. over backed by fidelity's brand and balance sheet. regulated. soc 2 type 2.. Keep in mind these platforms target different audiences — Relai is built for europe, while Fidelity Digital Assets serves tradfi. One thing to watch with Fidelity Digital Assets: single custodian. traditional finance approach to a novel asset class..
Which is better, Relai or Fidelity Digital Assets?
Based on our six-category scoring methodology, Relai scores higher at 78/100 compared to 76/100. The biggest differentiator is custody security, which accounts for 35% of the overall score. However, the right choice depends on your individual needs — review the category breakdown above.
Is Relai safe for storing Bitcoin?
Relai scored 82/100 on custody and security in our methodology. It has no single point of failure, distributing custody across multiple entities. Its custody model is classified as Non-Custodial. Always verify these details and do your own research.
Does Fidelity Digital Assets have a single point of failure?
Yes. Fidelity Digital Assets uses a Qualified Custodian model, which means a single compromised entity could put your bitcoin at risk. This is a structural concern for long-term holders.
What are the fees for Relai vs Fidelity Digital Assets?
Relai charges 1% - 1.5%. Fidelity Digital Assets charges Custom. Relai scored 70/100 on fees versus 70/100 for Fidelity Digital Assets in our methodology.