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Head-to-Head Comparison

Unchained vs Sygnum

85
Unchained
A-Distributed
Collaborative Multisig
67
Sygnum
B-SPOF
Regulated Bank
Unchained leads overall with a score of 85/100. Unchained wins in 6 categories, Sygnum wins in 0.
Custody & SecurityEase of UseFeesFeaturesTransparencySupportUnchainedSygnum
Category
Unchained
A-
Sygnum
B-
Overall Score
85
67
Custody & Security
35% weight
88
85
Ease of Use
20% weight
82
65
Fees
15% weight
78
55
Features
10% weight
85
60
Transparency
10% weight
86
70
Support
10% weight
89
75
Category Breakdown
Custody & Security
35% of overall score
88
Unchained
vs
85
Sygnum
Ease of Use
20% of overall score
82
Unchained
vs
65
Sygnum
Fees
15% of overall score
78
Unchained
vs
55
Sygnum
Features
10% of overall score
85
Unchained
vs
60
Sygnum
Transparency
10% of overall score
86
Unchained
vs
70
Sygnum
Support
10% of overall score
89
Unchained
vs
75
Sygnum
Fee Comparison
Unchained
$250/yr + trading
Min: $0
Sygnum
Custom
Min: CHF 500K
Custody Features
Unchained
Multisig
✕Multi-Institution
No Single Point of Failure
Segregated Accounts
Proof of Reserves
✕Insurance
Regulated Custodian
✕No Physical Exposure
✕Multi-Jurisdiction
Inheritance
✕Segregated Insurance
IRA
Lending
Buy/Sell
✕Dynasty Trusts
Sygnum
✕Multisig
✕Multi-Institution
✕No Single Point of Failure
Segregated Accounts
✕Proof of Reserves
Insurance
Regulated Custodian
No Physical Exposure
✕Multi-Jurisdiction
✕Inheritance
✕Segregated Insurance
✕IRA
Lending
Buy/Sell
✕Dynasty Trusts
Our Analysis

Unchained vs Sygnum: What the Data Shows

Unchained and Sygnum both operate in the dedicated custody space, but they take fundamentally different approaches to how your bitcoin is held. Unchained scores 85/100 (A-) versus 67/100 (B-) for Sygnum. The 18-point spread is meaningful — it usually comes down to custody architecture and fee structure.

Where Each Platform Wins

On custody and security, these two are within 3 points of each other (88 vs. 85). When custody scores are this close, look at the specifics: key management model, insurance coverage, and whether either platform has a single point of failure. On fees, Unchained wins by 23 points. Unchained charges $250/yr + trading compared to Custom at Sygnum. Over a multi-year holding period, fee differences compound — a point worth considering for long-term accumulators. Unchained's strongest advantage is in features (85 vs. 60), where Unchained's product breadth and tooling makes a measurable difference.

The Custody Question

Here's the key difference: Unchained has no single point of failure (Collaborative Multisig), while Sygnum does (Regulated Bank). This matters because a single-point-of-failure model means one compromised entity — whether through a hack, insolvency, or government action — could result in total loss of funds. History has proven this risk is not theoretical. FTX, Celsius, and BlockFi all represented single points of failure for their users.

Bottom Line

Unchained is the clear choice here, outscoring Sygnum by 18 points across our six-category methodology. Keep in mind these platforms target different audiences — Unchained is built for self-sovereign, while Sygnum serves swiss. One thing to watch with Sygnum: single custodian. swiss jurisdiction only. premium pricing.. The data speaks for itself — but always verify our methodology and do your own due diligence before moving bitcoin to any platform.

Frequently Asked Questions

Which is better, Unchained or Sygnum?

Based on our six-category scoring methodology, Unchained scores higher at 85/100 compared to 67/100. The biggest differentiator is custody security, which accounts for 35% of the overall score. However, the right choice depends on your individual needs — review the category breakdown above.

Is Unchained safe for storing Bitcoin?

Unchained scored 88/100 on custody and security in our methodology. It has no single point of failure, distributing custody across multiple entities. Its custody model is classified as Collaborative Multisig. Always verify these details and do your own research.

Does Sygnum have a single point of failure?

Yes. Sygnum uses a Regulated Bank model, which means a single compromised entity could put your bitcoin at risk. This is a structural concern for long-term holders.

What are the fees for Unchained vs Sygnum?

Unchained charges $250/yr + trading. Sygnum charges Custom. Unchained scored 78/100 on fees versus 55/100 for Sygnum in our methodology.

Frequently asked questions
Which is better for inheritance, Unchained or Sygnum?+

Unchained offers dedicated inheritance or beneficiary features. Sygnum does not advertise a dedicated inheritance feature. Match the mechanism, whether beneficiary designation, trust titling, or key inheritance, to your estate plan.

Which has insurance, Unchained or Sygnum?+

Unchained's custody insurance is not publicly disclosed. Sygnum's custody insurance is not publicly disclosed. Custody insurance covers specific named events up to shared limits, not price loss or every failure mode. Verify current terms before relying on coverage.

Which requires me to hold my own keys, Unchained or Sygnum?+

Unchained involves the holder in key control. Sygnum manages keys for you; you hold none. This is the core structural difference to weigh.

Unchained Full ReviewSygnum Full Review