PROOFOFCUSTODY
Scores
Incidents
Learn
About
Get the Report
PROOFOFCUSTODY

The independent scoring system for Bitcoin custody. Every platform scored and ranked.

$1B+ in assets under custody expertise

No spam. Unsubscribe anytime.

PLATFORM SCORES
All ScoresCompareMethodologyIndependence StandardDataCustody Assessment
LEARN
Bitcoin 101Custody GuidesCustody InsuranceIs Your Setup Safe?Custody TimelineIncidentsFAQQuiz
COMPANY
AboutAuthorsEditorial IndependenceChangelogCorrections
RESOURCES
PodcastPressReport
CONNECT
Twitter / XLinkedInYouTubehello@proofofcustody.io
2026 Proof of Custody. Published by Onramp Bitcoin. Editorial Independence.PrivacyTermsproofofcustody.io
Back to Scores

Arch (Bitcoin-Backed Loans)

C+
Qualified Custodian CollateralSPOFHNW Borrowers
Visit Arch (Bitcoin-Backed Loans)
By Steve L, Editorial Lead·Reviewed by Proof of Custody Editorial
·Last updated Feb 18, 2026
62
Custody & SecurityEase of UseFeesFeaturesTransparencySupport
Score Breakdown
Custody & Security35% weight
48
Ease of Use20% weight
72
Fees15% weight
68
Features10% weight
65
Transparency10% weight
62
Support10% weight
60
Assessment
Key Strength

Institutional BTC lending. Qualified custodian holds collateral. Low LTV options.

Primary Risk

Single custodian for collateral. Liquidation risk. Premium rates.

Custody Features

Custody feature data not yet available.

Fees
7-12% APR
Minimum$100K
Custody Independence Standard
0 of 4 pillars met
Vendor independenceNot met
Entropy independenceNot publicly documented
Control independenceNot met
Operational independenceNot met

1 independent party or system must fail before a Arch (Bitcoin-Backed Loans) holder's bitcoin is at risk.

  • •A single institution controls the keys, so its compromise, insolvency, or unilateral action is sufficient to put funds at risk.
How this is assessed →
Insurance

Arch (Bitcoin-Backed Loans)'s custody insurance is not publicly disclosed.

Frequently asked questions
Is Arch (Bitcoin-Backed Loans) safe?+

Arch (Bitcoin-Backed Loans) uses a qualified custodian collateral model and scores 62/100 in our independent review, including 48/100 on custody security. One institution can move funds, which is a single point of failure. Safety depends on your priorities; see the full score breakdown above.

Is my bitcoin insured at Arch (Bitcoin-Backed Loans)?+

Arch (Bitcoin-Backed Loans)'s custody insurance is not publicly disclosed in a form we can verify. Where it exists, custody insurance covers specific named events up to shared limits and does not cover price loss. Confirm coverage in writing before relying on it.

What happens to my bitcoin if Arch (Bitcoin-Backed Loans) fails?+

Because Arch (Bitcoin-Backed Loans) holds custody through a single institution, recovery in a failure would run through that institution's bankruptcy or resolution process and depends on whether assets were segregated and properly titled. This is the concentration risk of single-custodian models.

Does Arch (Bitcoin-Backed Loans) support inheritance?+

Arch (Bitcoin-Backed Loans) does not advertise a dedicated inheritance or beneficiary feature in the data we track. Confirm current options with the provider, since custody inheritance handling changes.

Compare

Arch (Bitcoin-Backed Loans) vs Others

vs OnrampA
90/100
vs Onramp FinanceA
89/100
vs UnchainedA-
85/100
vs Onramp LendingA-
84/100