First Bitcoin IRA platform. Insurance on assets. Simple setup.
Opaque fee structure. Single custodian. Premium pricing.
Custody feature data not yet available.
Digital Trust custodian of record; BitGo wallet infrastructure, up to $250M insurance via BitGo Trust/Lloyd's. 2% fee on buys and sells plus 0.08%/mo of assets (min $20/mo) — the most expensive published structure in the category. Per bitcoinira.com, Aug 2026.
1 independent party or system must fail before a Bitcoin IRA holder's bitcoin is at risk.
Bitcoin IRA's custody insurance is not publicly disclosed.
Bitcoin IRA uses a custodial ira model and scores 60/100 in our independent review, including 68/100 on custody security. One institution can move funds, which is a single point of failure. Safety depends on your priorities; see the full score breakdown above.
Bitcoin IRA's custody insurance is not publicly disclosed in a form we can verify. Where it exists, custody insurance covers specific named events up to shared limits and does not cover price loss. Confirm coverage in writing before relying on it.
Because Bitcoin IRA holds custody through a single institution, recovery in a failure would run through that institution's bankruptcy or resolution process and depends on whether assets were segregated and properly titled. This is the concentration risk of single-custodian models.
Bitcoin IRA does not advertise a dedicated inheritance or beneficiary feature in the data we track. Confirm current options with the provider, since custody inheritance handling changes.