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Coinbase Custody

C
Single CustodianSPOFInstitutions
Visit Coinbase Custody
By Steve L, Editorial Lead·Reviewed by Proof of Custody Editorial
·Last updated Feb 18, 2026
57
Custody & SecurityEase of UseFeesFeaturesTransparencySupport
Score Breakdown
Custody & Security35% weight
45
Ease of Use20% weight
75
Fees15% weight
65
Features10% weight
70
Transparency10% weight
55
Support10% weight
50
Assessment
Key Strength

Largest custodian by assets. Qualified custodian. ETF custody provider.

Primary Risk

Massive honeypot. Single point of failure at unprecedented scale.

Custody Features
✕Multisig
✕Multi-Institution
✕No Single Point of Failure
Segregated Accounts
✕Proof of Reserves
Insurance
Regulated Custodian
No Physical Exposure
✕Multi-Jurisdiction
✕Inheritance
✕Segregated Insurance
✕IRA
✕Lending
Buy/Sell
✕Dynasty Trusts
Fees
0.50% annual + setup
Minimum$500K
Custody Independence Standard
0 of 4 pillars met
Vendor independenceNot met
Entropy independenceNot publicly documented
Control independenceNot met
Operational independenceDepends on configuration

1 independent party or system must fail before a Coinbase Custody holder's bitcoin is at risk.

  • •A single institution controls the keys, so its compromise, insolvency, or unilateral action is sufficient to put funds at risk.
  • •Regulated status and segregation can protect assets in insolvency, but they do not create independence of control.
How this is assessed →
Insurance

Coinbase Custody's custody insurance is not publicly disclosed.

Frequently asked questions
Is Coinbase Custody safe?+

Coinbase Custody uses a single custodian model and scores 57/100 in our independent review, including 45/100 on custody security. One institution can move funds, which is a single point of failure. Safety depends on your priorities; see the full score breakdown above.

Is my bitcoin insured at Coinbase Custody?+

Coinbase Custody's custody insurance is not publicly disclosed in a form we can verify. Where it exists, custody insurance covers specific named events up to shared limits and does not cover price loss. Confirm coverage in writing before relying on it.

What happens to my bitcoin if Coinbase Custody fails?+

Because Coinbase Custody holds custody through a single institution, recovery in a failure would run through that institution's bankruptcy or resolution process and depends on whether assets were segregated and properly titled. This is the concentration risk of single-custodian models.

Does Coinbase Custody support inheritance?+

Coinbase Custody does not advertise a dedicated inheritance or beneficiary feature in the data we track. Confirm current options with the provider, since custody inheritance handling changes.

Compare

Coinbase Custody vs Others

vs OnrampA
90/100
vs Onramp FinanceA
89/100
vs UnchainedA-
85/100
vs Onramp LendingA-
84/100