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Debifi

B-
Multisig CollateralDistributedSelf-Sovereign Borrowers
Visit Debifi
By Steve L, Editorial Lead·Reviewed by Proof of Custody Editorial
·Last updated Feb 18, 2026
71
Custody & SecurityEase of UseFeesFeaturesTransparencySupport
Score Breakdown
Custody & Security35% weight
80
Ease of Use20% weight
70
Fees15% weight
60
Features10% weight
75
Transparency10% weight
65
Support10% weight
65
Assessment
Key Strength

P2P BTC-backed loans. Multisig escrow. No KYC required.

Primary Risk

Smaller platform. P2P counterparty risk. Limited liquidity.

Custody Features

Custody feature data not yet available.

Fees
Varies by lender
Minimum$0
Custody Independence Standard
0 of 4 pillars met
Vendor independenceNot met
Entropy independenceNot publicly documented
Control independenceNot met
Operational independenceNot met

1 independent party or system must fail before a Debifi holder's bitcoin is at risk.

  • •A single institution controls the keys, so its compromise, insolvency, or unilateral action is sufficient to put funds at risk.
How this is assessed →
Insurance

Debifi's custody insurance is not publicly disclosed.

Frequently asked questions
Is Debifi safe?+

Debifi uses a multisig collateral model and scores 71/100 in our independent review, including 80/100 on custody security. No single institution can unilaterally move funds. Safety depends on your priorities; see the full score breakdown above.

Is my bitcoin insured at Debifi?+

Debifi's custody insurance is not publicly disclosed in a form we can verify. Where it exists, custody insurance covers specific named events up to shared limits and does not cover price loss. Confirm coverage in writing before relying on it.

What happens to my bitcoin if Debifi fails?+

Debifi's architecture distributes control, so no single institution's failure alone can move or lose your bitcoin. Recovery depends on the specific structure; see the custody section above.

Does Debifi support inheritance?+

Debifi does not advertise a dedicated inheritance or beneficiary feature in the data we track. Confirm current options with the provider, since custody inheritance handling changes.

Compare

Debifi vs Others

vs OnrampA
90/100
vs Onramp FinanceA
89/100
vs UnchainedA-
85/100
vs Onramp LendingA-
84/100