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Ledger

C
Hardware WalletDistributedMass Market
Visit Ledger
By Steve L, Editorial Lead·Reviewed by Proof of Custody Editorial
·Last updated Aug 3, 2026
59
Hardware wallet assessment
Rubric →

Signing devices are scored on six dimensions weighted toward key generation, rather than on the rubric used for custody services. Assessment as of August 3, 2026.

Entropy & key generation
25% weight70

Certified secure element with a hardware random number generator. No publicly documented defect in the entropy path. The generation process is not independently verifiable by the holder because the firmware is closed.

Firmware integrity
20% weight45

The secure-element firmware is closed source and cannot be independently audited or reproducibly built. The 2023 Ledger Recover announcement demonstrated that firmware capable of extracting seed material could be delivered by update, which changed how many holders understood the device's trust model.

Supply chain
15% weight70

Genuine-device attestation is strong. Broad retail distribution widens the surface relative to direct-only sales.

Disclosure conduct
15% weight55

Acknowledged the 2020 breach and has published incident detail. Communication around Ledger Recover was widely criticised as unclear about the underlying capability.

Multisig & recovery portability
15% weight80

Broad wallet compatibility, standard descriptors, and miniscript support in stable firmware. Recovery does not depend on Ledger's own software.

Privacy & data handling
10% weight20

The 2020 e-commerce breach exposed roughly a million email addresses and a subset of detailed delivery records including names, physical addresses, and phone numbers. Those records continue to drive targeted phishing and physical-coercion risk six years later. This is a permanent, unfixable exposure for affected customers and is the clearest example of why data handling belongs in a custody score.

Assessment
Key Strength

Most popular hardware wallet globally. Broad app ecosystem.

Primary Risk

Closed-source secure element. Ledger Recover controversy. Physical exposure.

Custody Features
✕Multisig
✕Multi-Institution
No Single Point of Failure
Segregated Accounts
✕Proof of Reserves
✕Insurance
✕Regulated Custodian
✕No Physical Exposure
✕Multi-Jurisdiction
✕Inheritance
✕Segregated Insurance
✕IRA
✕Lending
✕Buy/Sell
✕Dynasty Trusts
Fees
~$80 - $280
Minimum$0
Custody Independence Standard
0 of 4 pillars met
Vendor independenceNot met
Entropy independenceNot publicly documented
Control independenceNot met
Operational independenceNot met

1 independent party or system must fail before a Ledger holder's bitcoin is at risk.

  • •A single-signature wallet has one key, one vendor, and one entropy source. This is the exact configuration the July 2026 Coldcard failure emptied.
How this is assessed →
Insurance

Ledger's custody insurance is not publicly disclosed.

Frequently asked questions
Is Ledger safe?+

Ledger uses a hardware wallet model and scores 59/100 in our independent review, including 65/100 on custody security. No single institution can unilaterally move funds. Safety depends on your priorities; see the full score breakdown above.

Is my bitcoin insured at Ledger?+

Ledger's custody insurance is not publicly disclosed in a form we can verify. Where it exists, custody insurance covers specific named events up to shared limits and does not cover price loss. Confirm coverage in writing before relying on it.

What happens to my bitcoin if Ledger fails?+

Ledger's architecture distributes control, so no single institution's failure alone can move or lose your bitcoin. Recovery depends on the specific structure; see the custody section above.

Does Ledger support inheritance?+

Ledger does not advertise a dedicated inheritance or beneficiary feature in the data we track. Confirm current options with the provider, since custody inheritance handling changes.

Compare

Ledger vs Others

vs OnrampA
90/100
vs Onramp FinanceA
89/100
vs UnchainedA-
85/100
vs Onramp LendingA-
84/100