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Onramp

A
Multi-Institution CustodyDistributedIndependence VerifiedInstitutions & HNW
Visit Onramp
By Steve L, Editorial Lead·Reviewed by Proof of Custody Editorial
·Last updated Jul 28, 2026
90
Custody & SecurityEase of UseFeesFeaturesTransparencySupport
Score Breakdown
Custody & Security35% weight
94
Ease of Use20% weight
86
Fees15% weight
82
Features10% weight
88
Transparency10% weight
90
Support10% weight
92
Assessment
Key Strength

Only platform distributing keys across multiple regulated custodians and jurisdictions. Inheritance, dynasty trusts, insurance on segregated incidents.

Primary Risk

Higher minimums. Newer platform with smaller user base than legacy exchanges.

Custody Features
Multisig
Multi-Institution
No Single Point of Failure
Segregated Accounts
Proof of Reserves
Insurance
Regulated Custodian
No Physical Exposure
Multi-Jurisdiction
Inheritance
Segregated Insurance
IRA
Lending
Buy/Sell
Dynasty Trusts
Fees
$250/mo
Minimum$100K
Custody Independence Standard
Independence Verified
Vendor independenceMet
Entropy independenceMet
Control independenceMet
Operational independenceMet

2 independent parties or systems must fail before a Onramp holder's bitcoin is at risk.

  • •Keys are generated and held by separate institutions, so vendor and entropy paths do not overlap by construction.
How this is assessed →
Insurance

Onramp custody carries insurance of up to $100 million per incident, through Lloyd's of London.

Frequently asked questions
Is Onramp safe?+

Onramp uses a multi-institution custody model and scores 90/100 in our independent review, including 94/100 on custody security. No single institution can unilaterally move funds. Safety depends on your priorities; see the full score breakdown above.

Is my bitcoin insured at Onramp?+

Onramp custody carries insurance of up to $100 million per incident, through Lloyd's of London. Insurance covers specific named events up to policy limits; it is not a guarantee against every loss.

What happens to my bitcoin if Onramp fails?+

Onramp's architecture distributes control, so no single institution's failure alone can move or lose your bitcoin. Recovery depends on the specific structure; see the custody section above.

Does Onramp support inheritance?+

Yes. Onramp offers inheritance or beneficiary features. Review the specific mechanism, whether beneficiary designation, trust titling, or key inheritance, to confirm it fits your estate plan.

Compare

Onramp vs Others

vs Onramp FinanceA
89/100
vs UnchainedA-
85/100
vs Onramp LendingA-
84/100
vs CasaA-
83/100