Lowest cost one-time buys at 59bps. Earn 3% on cash, 1.5% card rewards, lending available.
Single party custody through BitGo. Not multi-institution.
Custody feature data not yet available.
1 independent party or system must fail before a Onramp Finance holder's bitcoin is at risk.
Onramp custody carries insurance of up to $100 million per incident, through Lloyd's of London.
Onramp Finance uses a qualified custodian (bitgo) model and scores 89/100 in our independent review, including 94/100 on custody security. One institution can move funds, which is a single point of failure. Safety depends on your priorities; see the full score breakdown above.
Onramp Finance's custody insurance is not publicly disclosed in a form we can verify. Where it exists, custody insurance covers specific named events up to shared limits and does not cover price loss. Confirm coverage in writing before relying on it.
Because Onramp Finance holds custody through a single institution, recovery in a failure would run through that institution's bankruptcy or resolution process and depends on whether assets were segregated and properly titled. This is the concentration risk of single-custodian models.
Onramp Finance does not advertise a dedicated inheritance or beneficiary feature in the data we track. Confirm current options with the provider, since custody inheritance handling changes.