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Zodia Custody

C+
Single CustodianSPOFBanking
Visit Zodia Custody
By Steve L, Editorial Lead·Reviewed by Proof of Custody Editorial
·Last updated Feb 18, 2026
64
Custody & SecurityEase of UseFeesFeaturesTransparencySupport
Score Breakdown
Custody & Security35% weight
50
Ease of Use20% weight
65
Fees15% weight
58
Features10% weight
68
Transparency10% weight
68
Support10% weight
65
Assessment
Key Strength

Backed by Standard Chartered and Northern Trust.

Primary Risk

Single custodian. Newer entrant. Limited track record.

Custody Features
✕Multisig
✕Multi-Institution
✕No Single Point of Failure
Segregated Accounts
✕Proof of Reserves
Insurance
Regulated Custodian
No Physical Exposure
✕Multi-Jurisdiction
✕Inheritance
✕Segregated Insurance
✕IRA
✕Lending
✕Buy/Sell
✕Dynasty Trusts
Fees
Custom
MinimumInstitutional
Custody Independence Standard
0 of 4 pillars met
Vendor independenceNot met
Entropy independenceNot publicly documented
Control independenceNot met
Operational independenceDepends on configuration

1 independent party or system must fail before a Zodia Custody holder's bitcoin is at risk.

  • •A single institution controls the keys, so its compromise, insolvency, or unilateral action is sufficient to put funds at risk.
  • •Regulated status and segregation can protect assets in insolvency, but they do not create independence of control.
How this is assessed →
Insurance

Zodia Custody's custody insurance is not publicly disclosed.

Frequently asked questions
Is Zodia Custody safe?+

Zodia Custody uses a single custodian model and scores 64/100 in our independent review, including 50/100 on custody security. One institution can move funds, which is a single point of failure. Safety depends on your priorities; see the full score breakdown above.

Is my bitcoin insured at Zodia Custody?+

Zodia Custody's custody insurance is not publicly disclosed in a form we can verify. Where it exists, custody insurance covers specific named events up to shared limits and does not cover price loss. Confirm coverage in writing before relying on it.

What happens to my bitcoin if Zodia Custody fails?+

Because Zodia Custody holds custody through a single institution, recovery in a failure would run through that institution's bankruptcy or resolution process and depends on whether assets were segregated and properly titled. This is the concentration risk of single-custodian models.

Does Zodia Custody support inheritance?+

Zodia Custody does not advertise a dedicated inheritance or beneficiary feature in the data we track. Confirm current options with the provider, since custody inheritance handling changes.

Compare

Zodia Custody vs Others

vs OnrampA
90/100
vs Onramp FinanceA
89/100
vs UnchainedA-
85/100
vs Onramp LendingA-
84/100