Scores last updated
Fit follows the custody model, not the brand.
A regulated institution holds keys in segregated accounts under a legal framework built for it.
One company holds the keys; you hold a claim on the company.
Onramp Finance and Strike both operate in the exchange and brokerage space, but they take fundamentally different approaches to how your bitcoin is held. Onramp Finance scores 89/100 (A) versus 74/100 (B) for Strike. The 15-point spread is meaningful — it usually comes down to custody architecture and fee structure.
Custody and security — the most heavily weighted category in our methodology at 35% — tilts 25 points toward Onramp Finance (95 vs. 70). Both platforms carry single-point-of-failure risk, but Onramp Finance mitigates it more effectively through its Qualified Custodian (BitGo) approach. Onramp Finance's strongest advantage is in transparency (90 vs. 60), where Onramp Finance's approach to proof-of-reserves and public documentation makes a measurable difference.
Neither Onramp Finance nor Strike has fully eliminated single-point-of-failure risk. Onramp Finance uses Qualified Custodian (BitGo) and Strike uses Single Custodian. Both models leave your bitcoin exposed to custodial concentration risk — if that one entity fails, your bitcoin could be locked, seized, or lost. For long-term holders, this is the most important factor to weigh.
Onramp Finance is the clear choice here, outscoring Strike by 15 points across our six-category methodology. Keep in mind these platforms target different audiences — Onramp Finance is built for retail & dca, while Strike serves beginners. One thing to watch with Strike: limited custody features. designed for buying and sending, not long-term holding.. The data speaks for itself — but always verify our methodology and do your own due diligence before moving bitcoin to any platform.
Based on our six-category scoring methodology, Onramp Finance scores higher at 89/100 compared to 74/100. The biggest differentiator is custody security, which accounts for 35% of the overall score. However, the right choice depends on your individual needs — review the category breakdown above.
Onramp Finance scored 95/100 on custody and security in our methodology. It does carry single-point-of-failure risk, meaning your bitcoin depends on one entity's security. Its custody model is classified as Qualified Custodian (BitGo). Always verify these details and do your own research.
Yes. Strike uses a Single Custodian model, which means a single compromised entity could put your bitcoin at risk. This is a structural concern for long-term holders.
Onramp Finance charges 0.59% one-time. Strike charges ~0.3% spread. Onramp Finance scored 85/100 on fees versus 85/100 for Strike in our methodology.
Onramp Finance does not advertise a dedicated inheritance feature. Strike does not advertise a dedicated inheritance feature. Match the mechanism, whether beneficiary designation, trust titling, or key inheritance, to your estate plan.
Onramp Finance's custody insurance is not publicly disclosed. Strike's custody insurance is not publicly disclosed. Custody insurance covers specific named events up to shared limits, not price loss or every failure mode. Verify current terms before relying on coverage.
Onramp Finance manages keys for you; you hold none. Strike manages keys for you; you hold none. This is the core structural difference to weigh.