Anchorage Digital is the first OCC-chartered crypto bank in the US. It provides institutional custody, staking, trading, and settlement services. Anchorage custodies digital assets including stablecoin reserves for issuers, with banking-grade compliance and security infrastructure.
Visit Anchorage DigitalFirst OCC-chartered crypto bank. Custodies stablecoin reserves for multiple issuers. SOC 1 & 2 compliant. Banking-grade custody infrastructure for digital assets.
Does not use multisig — relies on proprietary key management. Single institutional custodian. Premium pricing limits access. OCC charter is novel and untested in stress scenarios.
1 independent party or system must fail before a Anchorage Digital holder's bitcoin is at risk.
Anchorage Digital's custody insurance is not publicly disclosed.
Anchorage Digital uses a occ-chartered crypto bank model and scores 70/100 in our independent review, including 72/100 on custody security. One institution can move funds, which is a single point of failure. Safety depends on your priorities; see the full score breakdown above.
Anchorage Digital's custody insurance is not publicly disclosed in a form we can verify. Where it exists, custody insurance covers specific named events up to shared limits and does not cover price loss. Confirm coverage in writing before relying on it.
Because Anchorage Digital holds custody through a single institution, recovery in a failure would run through that institution's bankruptcy or resolution process and depends on whether assets were segregated and properly titled. This is the concentration risk of single-custodian models.
Anchorage Digital does not advertise a dedicated inheritance or beneficiary feature in the data we track. Confirm current options with the provider, since custody inheritance handling changes.