Borrow against BTC with multi-institution collateral custody. No rehypothecation.
Higher minimums. Newer lending product. Liquidation risk in volatility.
Custody feature data not yet available.
2 independent parties or systems must fail before a Onramp Lending holder's bitcoin is at risk.
Onramp custody carries insurance of up to $100 million per incident, through Lloyd's of London.
Onramp Lending uses a multi-institution collateral model and scores 84/100 in our independent review, including 88/100 on custody security. No single institution can unilaterally move funds. Safety depends on your priorities; see the full score breakdown above.
Onramp Lending's custody insurance is not publicly disclosed in a form we can verify. Where it exists, custody insurance covers specific named events up to shared limits and does not cover price loss. Confirm coverage in writing before relying on it.
Onramp Lending's architecture distributes control, so no single institution's failure alone can move or lose your bitcoin. Recovery depends on the specific structure; see the custody section above.
Onramp Lending does not advertise a dedicated inheritance or beneficiary feature in the data we track. Confirm current options with the provider, since custody inheritance handling changes.