PROOFOFCUSTODY
Scores
Incidents
Learn
About
Get the Report
PROOFOFCUSTODY

The independent scoring system for Bitcoin custody. Every platform scored and ranked.

$1B+ in assets under custody expertise

No spam. Unsubscribe anytime.

PLATFORM SCORES
All ScoresCompareMethodologyIndependence StandardDataCustody Assessment
LEARN
Bitcoin 101Custody GuidesCustody InsuranceIs Your Setup Safe?Custody TimelineIncidentsFAQQuiz
COMPANY
AboutAuthorsEditorial IndependenceChangelogCorrections
RESOURCES
PodcastPressReport
CONNECT
Twitter / XLinkedInYouTubehello@proofofcustody.io
2026 Proof of Custody. Published by Onramp Bitcoin. Editorial Independence.PrivacyTermsproofofcustody.io
Tools

Fee Calculator

Enter your Bitcoin holdings and see estimated annual fees across different platforms.

Assets Under Custody$100,000
Platform
Rate
Annual Cost
Score
River
Single Custodian
0%
one-time
$0
/year
A-
Paxos Gold (PAXG)
Brink's Vaults + NY DFS Regulated
0.02%
one-time
$20
/year
B
Xapo Bank
Licensed Bank
0.1%
one-time
$100
/year
C+
Tether (USDT)
Single Custodian (Cantor Fitzgerald)
0.1%
one-time
$100
/year
C+
Binance US
Single Custodian
0.1%
one-time
$100
/year
C-
Ondo Finance
BlackRock BUIDL-Backed (OUSG) + Ankura Trust
0.15%
one-time
$150
/year
B
Grayscale Bitcoin Mini (BTC)
ETF — Coinbase Custody
0.15%
one-time
$150
/year
B-
Kraken
Single Custodian
0.16%
one-time
$160
/year
B-
Franklin Bitcoin ETF (EZBC)
ETF — Coinbase Custody
0.19%
one-time
$190
/year
B-
Franklin Templeton BENJI
SEC-Registered Fund (Franklin Templeton)
0.2%
one-time
$200
/year
B+
Bitwise Bitcoin ETF (BITB)
ETF — Coinbase Custody
0.2%
one-time
$200
/year
B
VanEck Bitcoin ETF (HODL)
ETF — Gemini Custody
0.2%
one-time
$200
/year
B-
ARK 21Shares (ARKB)
ETF — Coinbase Custody
0.21%
one-time
$210
/year
B-
iShares Bitcoin Trust (IBIT)
ETF — Coinbase Custody
0.25%
one-time
$250
/year
B+
Fidelity Wise Origin (FBTC)
ETF — Fidelity Self-Custody
0.25%
one-time
$250
/year
B
Tether Gold (XAUT)
Swiss Vault Custody (Tether-Managed)
0.25%
one-time
$250
/year
C+
Invesco Galaxy (BTCO)
ETF — Coinbase Custody
0.25%
one-time
$250
/year
C+
Valkyrie Bitcoin (BRRR)
ETF — Coinbase Custody
0.25%
one-time
$250
/year
C
WisdomTree Bitcoin (BTCW)
ETF — Coinbase Custody
0.25%
one-time
$250
/year
C
Strike
Single Custodian
0.3%
one-time
$300
/year
B
Strike (Global)
Custodial
0.3%
one-time
$300
/year
B-
Gemini Custody
Qualified Custodian
0.4%
annual
$400
/year
C+
BlackRock BUIDL
Multi-Institution (BNY Mellon + Securitize)
0.5%
one-time
$500
/year
B+
Gemini
Single Custodian
0.5%
one-time
$500
/year
C+
Coinbase
Single Custodian
0.5%
one-time
$500
/year
C+
Coinbase Custody
Single Custodian
0.5%
annual
$500
/year
C
Robinhood
Single Custodian
0.5%
one-time
$500
/year
C-
Onramp Finance
Qualified Custodian (BitGo)
0.59%
one-time
$590
/year
A
Hodl Hodl
Multisig Escrow
0.6%
one-time
$600
/year
C
Hashdex Bitcoin ETF (DEFI)
ETF — BitGo Custody
0.9%
one-time
$900
/year
C
Swan Bitcoin
Single Custodian + Vault
0.99%
one-time
$990
/year
B+
Swan IRA
Custodial IRA
0.99%
one-time
$990
/year
B-
Unchained
Collaborative Multisig
1%
one-time
$1,000
/year
A-
Relai
Non-Custodial
1%
one-time
$1,000
/year
B+
Fidelity Crypto
Single Custodian
1%
one-time
$1,000
/year
B
Choice by Kingdom Trust
Qualified Custodian IRA
1%
annual
$1,000
/year
B
Choice by Kingdom Trust
Qualified Custodian IRA
1%
annual
$1,000
/year
B
Swan IRA
Custodial IRA
1%
one-time
$1,000
/year
B-
iTrust Capital
Custodial IRA
1%
annual
$1,000
/year
C+
Alto IRA
Custodial IRA
1%
one-time
$1,000
/year
C
eToro
Single Custodian
1%
one-time
$1,000
/year
C-
Speed (Bitcoin Wallet)
Custodial Lightning
1%
one-time
$1,000
/year
C-
Bottlepay
Single Custodian
1%
one-time
$1,000
/year
C-
Unchained IRA
Collaborative Multisig IRA
1.5%
one-time
$1,500
/year
B+
Bitcoin Well
Non-Custodial
1.5%
one-time
$1,500
/year
B-
Cash App
Single Custodian
1.5%
one-time
$1,500
/year
B-
Shakepay
Single Custodian
1.5%
one-time
$1,500
/year
C+
Grayscale Bitcoin Trust (GBTC)
ETF — Coinbase Custody
1.5%
one-time
$1,500
/year
C-
PayPal
Single Custodian
1.5%
one-time
$1,500
/year
C-
Bitcoin IRA
Custodial IRA
2%
one-time
$2,000
/year
C
Arch (Bitcoin-Backed Loans)
Qualified Custodian Collateral
12%
one-time
$12,000
/year
C
Unchained Lending
Collaborative Multisig Collateral
14%
one-time
$14,000
/year
B+

Fee estimates are approximate and based on publicly available information. Actual fees may vary based on account type, volume, and other factors. Contact platforms directly for exact pricing.